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Representative Example for Hire Purchase (HP): Cash price £3,990.00, Annual Interest Rate (fixed) 7.36% p.a., with a representative 13.9% APR, total amount of credit £3,591.00, deposit of £399.00, an initial payment of £81.86, followed by 58 monthly payments of £81.86 with a final payment of £81.86, total amount payable is £5,310.60
